Finance solutions

Do you need new equipment, machinery or vehicles to support business growth? Have you considered asset finance? Partners Finance is a commercial non-bank lender with an experienced team who are specialists in finance and leasing products.

Term Loan

A loan secured against existing or newly acquired assets.

Hire Purchase

New or used - we provide finance for all types of vehicles and commercial equipment.

Finance Lease

Lease agreement against a single asset with a known residual from day one.

Term Loan

A loan secured against existing or newly acquired assets.

Features
  • Terms of 12-84 months. ​​
  • Fixed term, fixed interest rate. ​​
  • Repayments structured to meet your cash flow. ​
  • Fixed interest rate and monthly repayments. ​​
  • Low documentation fee. ​​
Benefits
  • Fixed interest rate and fixed term provide certainty for outgoings/cash flow.
  • Useful for working capital, equity release, or restructure requirements. ​
  • A new line of funding separate from your banking facilities. ​
  • Use capital more productively elsewhere in the business. ​​
  • Useful when importing fixed assets.

Conditional Purchase Agreement (Hire Purchase)

New or used - we provide finance for all types of vehicles and commercial equipment.

Features
  • Simple way of financing a new asset. ​
  • Terms from 12-84 months. ​​
  • No requirement for bank approval.
  • Security is over the asset being purchased. ​
  • Fixed interest rate and monthly repayments. ​​
  • Low documentation fee. ​​
  • Low and no deposit available.
  • Repayments tailored to suit client circumstances.
Benefits
  • Use cash more productively in other areas of your business. ​​
  • Maintain your existing banking lines. ​​
  • Builds equity in the asset. ​
  • Fixed monthly repayments simplify budgeting. ​
  • Sell asset without having to re-document other facilities. ​
  • No costly legal fees required.

Finance Lease

Lease agreement against a single asset with a known residual from day one.

Features
  • Terms from 12-84 months. ​​
  • Security is solely against the asset being leased. ​
  • Varying residual values available resulting in reduced monthly payments. ​
  • GST neutral – paid and claimed monthly. ​
  • For new or used assets. ​
  • Low documentation fee. ​​
  • Fixed interest rate and monthly repayments.
Benefits
  • New line of credit – preserves existing banking facilities. ​
  • Residual value can more truly reflect asset’s useful life. ​​
  • Structure can match income to payments. ​​
  • No unexpected GST surprise in month three.